Welcome to Peak Hurricane Season!  Not sure if you realize that hurricane season lasts for 6 months and this year is supposed to be a big one.  Seems that every year the weather forecasters say we are going to have a bad year for hurricanes.  We’ve already had a bunch of named storms.  Hurricane Dorian did major destruction on the northern islands of the Bahamas and we only 1/2 way through the season.

I bet you thought we were going to take this time to talk about taking out travel insurance because we are now in the middle of hurricane season.  Well you should.  My Vacation Lady personally takes out travel insurance for our vacations.

Believe it or not, this time we are talking about other reasons to include travel insurance on your vacation or honeymoon package.

St Lucia

Let’s imagine that you were heading down to Antigua or St Lucia or Curacao for your vacation and you had a connection in Miami.  Your 610am flight to Miami would arrive at 905am and your flight from Miami to Saint Lucia left at 1015am.  If you missed that flight, your only option would be to overnite in Miami and hope that you could get on the 1015am flight the next day.

Well, What IF: There was a problem with one of the controls on the plane?   (you certainly don’t want to be on an unsafe plane) but you missed your connecting flight and the only other option is to stay in Miami for the night at an airport hotel and catch the same flight tomorrow.

Let’s imagine that you are heading home from your romantic honeymoon in Greece.  You have already flown back from Santorini to Athens to catch your flight back to Newark.  Too bad your plane never took off from Newark because of bad weather.  You did like Athens but you really wanted to fly back on Friday to have Saturday and Sunday to recuperate.  Luckily, you only spent 1 extra night in Athens and were able to get home on Saturday.

Or imagine a crazy thing like someone decides to skip past security and the airport shuts down. Or the airline computers go down and you can’t check in.  You’ve missed your cruise, you get stuck in a connecting airport, you miss your first day at your romantic resort that you paid a lot of money for.  If you don’t have travel insurance, you are likely out a good deal of money.  With travel insurance, your policy would likely cover this under the missed connection or travel delay section of the the coverage, and your loss would likely have been minimized.

Travel insurance covers a lot more than just missed connection or travel delays and My Vacation Lady always recommends travel insurance to protect your vacation investment.  We never anticipate problems and we would prefer you never have to use the insurance but we bet you’ll be much happier knowing you have it, when you do need it.